Are you looking for a new career? You may want to think about becoming a mortgage broker or loan officer, or sell useful products to the existing brokers and "loan officer" s.If you type Mortgage Broker or Loan Officer in your search engine, you will find links to thousands and thousands of websites. This is because Mortgage Brokers and Loan Officers provide a much needed service to the public. They take applications for mortgage loans from prospective homebuyers, and help the buyers find the right loan. If you ever applied for a "mortgage loan" for the purchase of a home, you worked with a broker or loan officer.A "mortgage broker" works on his/her own bringing a borrower and lender together for the purpose of a mortgage loan. Brokers are quite often real estate agents in addition to working as a mortgage broker. According to the Mortgage Bankers Association of America, there are approximately 40,000 mortgage brokers in the U.S. The mortgage loan officer is an employee of a mortgage company, bank, or other mortgage lending institution. The U.S. Department of Labor reports that mortgage loan officers earned between $30,000 and $100,000 in 2005. However, highly motivated loan officers earn much more. There should be no shortage of business for mortgage brokers and loan officers as numerous real estate properties are bought and sold every day in the U.S. The mortgage broker, loan officer field is a lucrative, well respected field that thousands of people are now in or want to start. There are also many brokers and loan officers who are interested in enhancing their present business and knowledge.You can sell well respected items that really do sell and get paid up to 50% in commissions. Mortgage Broker Training provides banners and text links to make it easy for you. Click below to take a look at some of the products.
So you've got that degree in Music Production - but after months of scouring the want ads, you're beginning to wonder if you shouldn't have backed it up with a minor in Education. Don't despair yet - you're a creative person or you wouldn't have chosen this business to begin with. The secret to finding and getting music production jobs is to use some of that creativity in your job search.There are three things to keep in mind when doing a creative job search for music production jobs:1. As many as 90% of the jobs in any media occupation never get advertised through regular channels. The music production companies get enough over the transom resumes that they can pick and choose without advertising.2. In many music production jobs, networking will be a key part of your job description. If you can't network to get a job, you'll have a hard time convincing a hiring manager that you can do the job.3. Sometimes the best way to get your foot in the door is to intern for a music production company. According to a recent survey conducted by CareerExposure, 94% of employers have offered a full time job to interns when their internship was finished.Keeping those three things in mind, you can put together a creative music productions job search that will land you the position that you want using the following blueprint.1. Do your homework. You should know the music production jobs that you're going after inside out. Read up on the web, visit the library and bookstores and find out all that you can.2. Start applying your networking skills. Make a list of people you know who may be able to help you. Don't forget to include people like your ex-teachers, business acquaintances and people you know through other people. Did you do sound levels for a band? Have you interned for a publisher? Have you got a chance to attend a media symposium? Those are all important contacts for you when you're trying to network your way into music production jobs.Boldness is an important skill to cultivate here. Ask for letters of introduction, or for permission to use someone's name when you contact another. It's amazing how quickly you'll get results with a simple statement like, "Hi, Mr. Producer, my name is Interested Party. My professor, Ms. In-The-Know suggested that I call you when I told her that I'm interested in an internship with your company. Do you have a few moments to talk with me about that now, or is there a better time to call you?"3. All right, you're not quite that bold? There are several different methods of approach you can use to contact people who hold the keys to music production jobs.- Mail is the most traditional method. Once you've researched enough to know what companies you want to work for, and who makes hiring decisions there, you can mail a resume along with an excellent cover letter. Chances are though, that you'll have to follow up on your initial mail. Remember point #1 above - music production companies get loads of over the transom resumes.- Email is a second option, and is a reasonable way to follow up as well. If you've sent your resume by mail, wait a few days and then follow up with an email to the hiring manager stating that you're following up on your mailed resume and are very interested in discussing possible career options within his or her company. If you haven't, send a cover letter and resume via email, and follow up in a few days with a second email.- Telephone calls may be scary, but they are one of the quickest ways to get through to the person you want to speak with. Keep in mind that your phone call is an interruption to the hiring manager's day - be pleasant, be brief and be direct.The secret to finding and getting music production jobs is being bold enough to get yourself out there and sell your skills and abilities. With only 10% of the available jobs ever being offered openly in the classifieds, it's the only way that you'll ever know what music production jobs are available.
According to the Occupational Outlook guide, the nursing profession is among the fastest growing of all career paths. Within nursing, the single specialty expected to grow by leaps and bounds is gerontology. The aging of the baby boomers has increased the average age of the typical patient. According to one survey, patients over 65 make up 60 percent of adult primary visits, 48 percent of inpatient hospital admissions and 85 percent of nursing home residents. By the year 2020 less than 15 years from now a study from Occupational Health and Safety Administration predicts that the need for registered nurses in nursing homes will increase 66%, for licensed practical and vocational nurses by 72% and the need for certified nursing assistants will increase by 69%. For nurses working in home health settings which include managed care nursing home settings those numbers are even higher well above 250% increase in nurses needed at every level of licensing.In other words, if youre planning a career in nursing or are already a nurse, there are thousands of jobs available for you in nursing homes and chronic care facilities. The face of geriatric nursing has also changed considerably over the past decades. If your image of a nursing home is one of bleak halls and hopeless, helpless patients, then a visit to many of todays nursing homes will offer an unexpected and pleasant surprise.Nursing Home Jobs In the New MillenniumThis generation of seniors is more active and more determined than any other that has come before them. Its led to major changes in the practice of long term elder care. If you decide that a nursing home job is for you, here are some of the options that you can explore.On Site Nurse in Senior HousingMany seniors dont need round the clock nursing care, but do need some nursing supervision. Senior housing communities often have an on-site nurse who is available to help residents with medication problems, take care of routine medical care and be available in case of an emergency. The nurse on site will also often consult with doctors who work with individual residents to help manage any medical care that they need. The pay scale is generally quite good, and the hours closer to a regular work week than in many other geriatric nursing jobs.Continuing Care Retirement Community Nursing JobsUnlike traditional nursing homes, residents of CCRCs have and maintain their own apartments with whatever support they require to remain as independent as possible. Nursing job opportunities in CCRCs range from managed care nursing similar to the duties of a head nurse in a hospital to providing personal care to individual residents. CCRCs offer opportunities for skilled nursing care, medical case management and licensed practical nursing.Rehabilitation FacilitiesNot all nursing homes cater to long-term geriatric patients. As hospital costs have risen, the trend has been to discharge patients to rehab facilities and convalescent homes rather than keep them in the hospital until theyre ready to go home. Nurses in rehab facilities and convalescent homes get to be part of the recovery process, and many take great pride and joy in watching a patient advance and recover. Convalescent home jobs include charge nurses, floor nurses and nursing assistants as well as physical and occupational therapy specialists.Traditional Nursing Home JobsEven traditional nursing homes are far different than they were a few decades ago. A nurse specializing in gerontology in a nursing home can expect to work with patients in the long term. The jobs available range from head nurses for an entire facility through floor charge nurses who are responsible for overseeing the care and medical needs of one wing or floor and certified nursing assistants who do much of the hands on nursing care.
So when was the last time you interviewed? How did it go for you? My guess is that it went poorly for you and that is no slam on you personally its just that most people fear interviews and lose a lot of jobs as a result. I read something like 85% of people in the work force right now had to go through 5-6 interviews before they landed the job that they are in right now. Now there may be multiple reasons for this figure but let me tell you the overwhelming majority of people, if they knew the secrets of successful interviewing skills would land the job they want every time. Instead of getting turned down, they would be turning down job offers.So isn't it just a personality thing? Well yes and no. Personality certainly goes a long way in carrying a conversation and presenting yourself in a good light, but very few people have this endearing personality. There are a lot more people who land jobs than people with gregarious personalities--and that is because they now how to interview. Yes, "interviewing skills" can definitely be and should be learned. So how do people learn?Well a lot of people have learned interviewing skills through trial and error. The more you do something the better you get at it (usually!). But who wants to learn like this...I mean there are few things that are more painful than getting a rejection letter. Also how fun are interviews in general? Basically most people want to avoid them entirely! Then, wouldn't it be great if you could learn what makes a successful interview from the eyes of the potential employer? Wouldn't it be nice to go into an interview with the mindset that you are evaluating them and not the other way around?Another important thing to remember is that this goes much deeper than learning interviewing skills or tricks. In fact the training that makes you good at interviewing, makes you successful in life. Communication for instance is a fundamental part of success whether it be social confidence, or ability to manage, or network...and on and on.Learning (and I 100% guarantee that you can learn this stuff) interviewing skills is profitable for anyone from the fresh graduate to the seasoned business man. It is also great for you life outside of work including parenting, dating, marriage--you name it! So don't wait any longer to get this valuable part of your success under your control!
Over the last few years, the insurance industry has seen a substantial increase in applications for Therapists' Professional Liability Insurance from applicants who are trained Nurses. In general these are Registered Nurses from two distinct groups: those who have between 5 to 10 years of experience after their graduation and professional certification, and those who have retired. Retired Registered Nurses are starting a new, second career in an occupation where they already have basic knowledge, and in most cases, require only short and basic training or education.The other group of Registered Nurses, who are still working, are concerned with the question of a possible surplus of Registered Nurses who will not be able to find employment, or alternately, that as a result of the global village, employees from low-income countries are preferred over local higher-paid employees. Maybe the answer lies with a combination of the two situations.The direct beneficiaries of this situation are the Therapists' professions (including, but not limited to acupuncture, massage therapy, aroma therapy and respiratory therapy). The increased entry of highly-educated and trained Medical and Paramedical Professionals into the various Therapists' occupations upgrades these occupations and the status of the therapists.In previous years a great many therapists in many countries were practicing in a non-regulated environment. This enabled many people who would otherwise have been unemployed, to practice in easily-accessible occupations. Schools and academies for various Alternative Therapies or Holistic Therapies only managed to produce an entire generation of poorly educated and trained professionals. Almost daily, a new therapy based on a concept that was never checked scientifically popped up, jeopardizing the status of many excellent highly trained and educated therapists, who provided excellent service and treatments to their clients.It is only in the last decade that many countries have begun regulating the vast number of therapies, and conducting a through review of the standards under which all therapists should practice and be trained. The current movement of Registered Nurses into these occupations will contribute to the upgrading of the standards and the reputation of the therapists and therapies in the public eye, and consequentially, in the insurance market as well. The better the education of the practitioner, the stricter the regulations are, the lower the premiums can go.This is definitely a win-win situation, where everybody benefits from this trend. We, as insurance providers, need to follow this trend, and respond to the development of the therapeutic occupations with more relevant and better adjusted Professional and Public Liability insurance products, Malpractice Insurance E&O (Errors and Omissions) coverage, and fair premium charges.